1. Introduction

This Privacy Policy applies to users of the GainKaro mobile application ("Platform") operated by GK Innovations ("We", "Us", "Our"). GainKaro respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, share, and protect your information while offering recharge, affiliate, and referral services through our Platform.

By accessing or using the Platform, you agree to the terms of this Privacy Policy and our Terms & Conditions.

2. Definitions

• "Personal Information" means any information that relates to a natural person and identifies them, either directly or indirectly (as per Rule 2(1)(i) of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011).

• "Sensitive Personal Data or Information" includes passwords, financial details, health data, sexual orientation, biometric information, and any information received for lawful purposes.

• "User", "You", or "Your" refers to individuals who access or use the GainKaro Platform.

• "Third Parties" include any external service providers, affiliate networks, or regulatory bodies.

3. Information We Collect

We collect and process the following types of data:

• Name, mobile number, email address

• Recharge activity, referral activity, app usage behaviour

• Device and browser data (e.g., IP address, OS, user agent)

• UPI/bank details when withdrawing earnings

• Screenshots of orders or affiliate proof 

• WhatsApp number for communication.

4. How We Use Your Information

We use your data for:

• Providing recharge and affiliate services

• Tracking referral and commission eligibility via EarnKaro

• Notifying users about recharges, commissions.

• Processing user payouts

• Troubleshooting technical issues or fraud detection

• Improving the Platform and user experience

• Marketing messages (e.g., SMS, email, WhatsApp, push notifications)

5. Information Sharing & Affiliate Data

• We may share select data (such as user activity or affiliate link clicks) with EarnKaro to validate commissions.

• If you transact using affiliate links, EarnKaro’s policies regarding commission approval, validation, or rejection apply.

• We are not liable for any cashback/profit rejection done by EarnKaro or their partner retailers.

6. Cookies and Tracking

We and our affiliate partners use cookies or device-level tracking to:

• Attribute purchases correctly

• Enable affiliate rewards

• Measure user behaviour and app performance

Disabling cookies may affect commission eligibility or platform experience.

7. User Rights and Controls

You have the right to:

• Access your personal data

• Correct or update information

• Request deletion of your data/account

• Withdraw consent for marketing or data sharing

To exercise these rights, contact us at info@gainkaro.com. We will comply subject to applicable laws and business needs.

8. Data Retention

We retain your information for as long as needed to provide services and meet legal obligations. After that, we may anonymize data for analytics.

9. Data Security

We follow industry-standard security practices to protect your information. However, no digital system is 100% secure. You are responsible for keeping your account password confidential.

10. Children’s Privacy

GainKaro does not knowingly collect information from users under 18. If a minor accesses the Platform, parental supervision is advised.

11. Consent and Updates

By using the Platform, you consent to this Privacy Policy. We may update it periodically and notify you of material changes via email, notifications, or app alerts. Continued use after changes means you accept the revised policy.

12. Affiliate Commission Disclaimer

All cashback, referral, or profit earnings on GainKaro are subject to:

• Approval or rejection by our affiliate network partners and their associated retailers

• Changes in campaign rates, terms, or tracking policies without prior notice

GainKaro acts only as a facilitator of such affiliate programs and shall not be responsible for any reversal, delay, or rejection of earnings initiated by affiliate networks or retailers.

13. Contact Us

For any privacy concerns, please write to:  info@gainkaro.com

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Last updated: October 2025